Loan Officer

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Company Name

Smart Partners Consulting

Position

Loan Officer

Application Start Date

Aug-11-2018

Application End date

Sep-20-2018

Description

JOB DETAILS 
Smart Partners Consulting - Our client, a Micro Finance Bank, seeks to hire qualified candidates to fill the position below:
JOB TITLE: Loan Officer
LOCATION: Lagos
JOB SUMMARY 
Candidates who will evaluate, authorize, or recommend approval of credit loans, Advise borrowers on financial status and methods of payments.
JOB RESPONSIBILITIES 
Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
Meet with applicants to obtain information for loan applications and to answer questions about the process.
Evaluation of loan applications and preparation of loan proposals
Monitoring of disbursed loans and loans in arrears
Assuring long term relationship through high client satisfaction, reaching a high ration of revolving clients
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information
Review and update credit and loan files.
Review loan agreements to ensure that they are complete and accurate according to policy.
Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.
Submit applications to credit analysts for verification and recommendation.
Handle customer complaints and take appropriate action to resolve them
Negotiate payment arrangements with customers who have delinquent

MINIMUM EDUCATIONAL QUALIFICATION B.Sc./HND
Basic knowledge of Financial mathematics & Accounting
Minimum of 2years working experience as a loan Officer in any micro finance bank
Dynamic and motivated individuals who like to work outdoor
Excellent analytical skills
Applicants must be based within Lagos Island and environ.

Sectors

  • Finance services & financial technology (fintech)

Job Type

Full time

Experience Level

Mid level

Monthly Pay (NGN)

Salary discussed upon interview

Location

  • Nigeria | Lagos